The Rip Current with Jacob Ward

The Rip Current with Jacob Ward

No One Can Take Your Call Right Now

From Michigan's unemployment algorithm to Australia's Robodebt to Dr. Oz's new Medicare AI — the same loop keeps gathering momentum: reward denial, remove humans, call it efficiency.

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Jacob Ward
Mar 23, 2026
∙ Paid

On Saturday I discussed this with Ali Velshi on MS Now, scroll down to the bottom to watch our conversation.

Keith Magnuson, an 83 year-old who was still rock climbing a year ago, is now trapped in a chair in his Seattle home, a prisoner of pain prolonged by AI.

The common intervention to relieve the pain caused by his lumbar spinal stenosis — beginning with a routine steroid injection recommended by his doctor — has been denied by a new AI-powered approval system rolled out this year. Magnuson is now forced to manage his pain using oxycodone, and the former athlete can’t walk more than a few yards at a time, according to The Seattle Times.

His experience is part of a longstanding pattern in the deployment of AI systems intended to detect fraud: The machine issues an accusation. The person accused either finds out too late to appeal, or has to find their way to a human who can review the machine’s decision. But the human capacity to review has often been diminished or even cut — an efficiency the machine was brought in to accomplish. It’s a Kafkaesque loop: The computer has spoken, no one can take your call, and thus the decision is final.

Broken smartphone screen on a blue surface.
Confidential fraud-detection systems are making error-filled accusations that are effectively impossible to appeal. This isn’t efficiency. It’s a Kafkaesque loop. Photo by Fotografia Lui Vlad on Unsplash

This is the structural problem with the system that denied Magnuson’s care: the Wasteful and Inappropriate Service Reduction (WISeR) model that CMS Administrator Dr. Mehmet Oz launched across six states on January 1, 2026 — a program that pays private tech vendors a percentage of whatever Medicare spending they avoid. The marketing language makes the whole thing sound like a new frontier of efficiency. But it’s part of a familiar pattern.

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